Send Money to Ghana: Best Apps and Rates in 2025
With AyaSend, you can instantly compare the real-time exchange rates, fees, and transfer speeds of top money transfer providers to Ghana.
Stop guessing—know exactly how much your recipient will receive in GHS before you send.
Key Factors to Consider
- Total cost: transfer fee + FX margin
- Delivery speed: instant, same day, or 1–2 business days
- Payout methods: bank deposit, mobile money, or cash pickup
- Promotions: new-user discounts may apply
- Security: only licensed, regulated providers listed
Top Providers for Transfers to Ghana
| Provider | Typical Fee (USD 200) | Delivery Time | Payout Method |
|---|---|---|---|
| Wise | $2–3 | 1–2 business days | Bank deposit |
| Remitly | $3–5 | Instant–1 h | Mobile Money, Bank |
| WorldRemit | ≈$3 | Instant–1 h | Cash pickup, Mobile |
| Sendwave | $0 | Instant | Mobile Money |
| Ria / Western Union | $4–6 | Same day | Cash pickup / Bank |
💡 AyaSend ranks offers by "You receive," showing which provider delivers the most GHS after all fees.
Payout Options in Ghana
- Bank deposit (GHS): available for all major banks
- Cash pickup: supported by Ria, Western Union, and WorldRemit
- Mobile Money: MTN, Vodafone Cash, AirtelTigo (instant transfers)
How to Send Money to Ghana with AyaSend
- Visit AyaSend.
- Choose your sending currency → Ghana (GHS).
- Enter the amount and view live offers.
- Compare fees, rates, and speed.
- Click Send Now to complete your transfer on the provider's site.
Cost Breakdown
- Transfer fee: small fixed amount per provider
- Exchange rate margin: hidden percentage—AyaSend reveals it
- Other fees: depend on payment method (e.g. card vs. bank)
Speed & Limits
- Instant: card or wallet payments
- Same day: ACH or SEPA to bank accounts
- Limits: vary by provider and verification level
Safety and Trust
All providers listed on AyaSend are regulated financial institutions and comply with anti-money-laundering and data protection laws.
FAQs
1) What's the cheapest way to send money to Ghana?
Compare live rates on AyaSend; the best option changes daily.
2) Is Mobile Money available?
Yes — supported by most major providers (MTN, Vodafone, AirtelTigo).
3) How fast do transfers arrive?
Usually instant for Mobile Money, and 1–2 days for bank transfers.
4) Can I send from the U.S. and Canada?
Yes — AyaSend lists providers serving both regions.
5) Are there promo codes?
Yes — look for them directly on AyaSend's offer comparison table.
Start Now
👉 Compare live rates to Ghana and save more on every transfer.
